Business Credit Cards in Germany 2024

Navigating the world of business credit cards in Germany can be a daunting task given the numerous options available in 2024.

These cards offer various benefits, including cashback, travel rewards, and expense management tools, which can significantly enhance the financial management of your business.

This guide explores the top business credit cards available in Germany in 2024, helping you choose the right card for your business needs.

1. American Express Business Gold Card

Overview: The American Express Business Gold Card is a popular choice among businesses in Germany, offering a range of benefits tailored to business owners.


  • Membership Rewards: Earn points on all purchases which can be redeemed for travel, merchandise, or statement credits.
  • Flexible Payment Options: Choose between paying in full each month or spreading payments over time.
  • Travel Insurance: Comprehensive travel insurance for business trips.


  • Generous rewards program.
  • Extensive travel benefits.


  • Annual fee is relatively high.

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