5. Blue Cash Preferred® Card from American Express
- Cashback Structure: Earn 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses, and more), and 1% on other purchases.
- Annual Fee: $0 intro annual fee for the first year, then $95.