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Get Personal Loan Through Aadhaar Card At HDFC Bank

To take HDFC Bank Se Individual Credit for example to apply HDFC Bank Individual Credit you need to set up your Aadhaar Card, Skillet Card, Bank Passbook, Bank Articulation of most recent 3 months and different subtleties ahead of time for Video E KYC and simultaneously, toward the finish of the article, We offer youQuick connections will give with the goal that you can undoubtedly get comparative articles and receive its rewards.

Get Personal Loan through Aadhaar Card at HDFC Bank

On the off chance that you are a client of HDFC Bank, youEducation , can undoubtedly get an individual credit for clinical, marriage, travel, home advance or some other sort of procurement. You can likewise utilize an individual credit to meet your everyday costs. HDFC Bank makes individual advances accessible to its clients in only 10 seconds.

Aside from this, it might require as long as 4 hours for untouchables to take a similar credit. In the event that you are a singular client of HDFC Bank, you can apply for a credit online through Net Banking, ATM or Credit Partner application by visiting the authority site of the bank. Aside from this, you can likewise begin the advance interaction by visiting the closest part of HDFD.

The borrower can pick the reimbursement time frame according to his necessity to reimburse the credit. After which the borrower needs to pay the advance sum as regularly scheduled payments. The portion not set in stone as per the advance taken, interest and reimbursement period.

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Bank NameHDFC Bank
Article namePersonal Loan through Aadhaar Card in HDFC Bank
Type of articleLatest updates
Who can apply?Every account holder of HDFC Bank can apply
Application modeOnline
Name of the appHDFC Bank Mobile Banking App
Detailed informationPlease read the article in its entirety.


  • You can easily take personal loan without any problem, also you can apply for personal loan by visiting the official website of the bank, through ATM, internet banking, loan assist application, online or direct bank.
  • You can use the amount from personal loan for any of your work. But home loan and car loan can be availed only for special reasons.
  • You can also use a personal loan for medical emergencies, building construction, vocational courses or travel.
  • You don’t need to put up any security deposit, nor do you need to pledge anything to get a personal loan.
  • Getting a personal loan requires limited documents, and the loan process also takes less time.
  • Personal loan repayment terms are also very simple and easy. In this, you can choose the installment payment period as per your convenience. HDFC Bank offers you a repayment term of 12 to 60 months with an EMI as low as Rs.2149/Lakh only.
  • If you want to use the personal loan taken to build or buy a house or spend on higher education, you also get a discount on the interest amount.

What is EMI, and how to reduce it

EMI in basic language is the regularly scheduled payment, which is a piece of any credit. At the point when you take any kind of credit, you need to reimburse the credit as portions at a proper time span.

Computing the EMI and keep it however short as possible may be vital. youto EMI can be perceived by three elements, which are as per the following: –

  • Loan amount
  • Interest rate
  • duration

At the point when you profit HDFC Bank Individual Credit the EMI Advance Adding machine is determined by a web-based number cruncher so you get the most reasonable EMI according to your necessity. You can increment or reduction the credit sum and residency according to your requirements till you get the right EMI. On the main EMI of the credit, the loan cost is higher and the chief sum is lower, which changes later. HDFC Bank 12 to 60 months residency Rs. Presents advances to 40 lakhs, with an EMI of just Rs. 2149/lakh is.

Documents Required for Personal Loan through Aadhaar Card in HDFC Bank

  • Duly filled application form with photograph
  • aadhar card
  • Address Certificate
  • Income proof
  • Check for processing fees

Documents of the employed person are required

For identification

  • Passport
  • aadhar card
  • Voter Identity Card
  • Permission to drive


  • Ration card
  • Passport
  • Telephone
  • Rental Agreement /Electricity bill.
  • 6 months old account statement or last 3 months bank statement.
  • Salary Slip or Salary Certificate.
  • Form 16

Documents of a self-employed person are required

  • PAN card
  • For proof of identity:- Aadhaar Card, Passport, Driving License, PAN Card, Voter Identity Card.
  • For Address:- Aadhaar Card, Driving License, Passport, Voter ID-Card.
  • 6 months old account statement |
  • Latest ITR (Income Tax Return) with Income Computation,
  • Record of last 2 years profit-loss/balance sheet if business.
  • Proof of running a business.
  • Apart from these documents, some other necessary documents are also required, such as: – Memorandum and Articles of Association, Sole Proprietorship Declaration or Partnership Agreement and Board Resolution etc.

Application Process

  • First of all, you have to choose the loan amount. In which you can take a loan ranging from one lakh to ten lakh rupees.
  • You can check your eligibility for a personal loan using the eligibility calculator. How much loan can you take? HDFC Bank offers personal loans up to Rs 40 lakh.
  • You can find your personal loan EMI using our EMI calculator. In this, you get a personal loan at a minimum EMI of Rs 2149 per lakh.
  • By visiting the official website of HDFC Bank, you can apply through ATM, Net Banking, and you can also apply by visiting the nearest branch.
  • By going to the bank, you can apply by providing documents such as: – Proof of address, relevant proof of income, and ID proof.

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Interest Rate

HDFC Bank offers individuals Rs. 50,000 to Rs. Presents individual advances to 40 lakhs. The financing cost of this credit goes from 10.75% to 21.30% per annum. The borrower needs to compensate this credit for a time of 12 to 60 months. Aside from this, how much premium likewise relies upon the FICO rating of the candidate, the pay of the candidate and the states of the bank.

How to take Personal Loan through Aadhaar Card in HDFC Bank Step by Step Online Process?

Personal Loan through Aadhaar Card in HDFC Bank To get , all of youBank account holders of these steps have to comply, which are as follows –

  • How to take Son Al Loan at HDFC Bank Se So, first of all you have to yourSmartphone’s Google Play Store have to come on,
  • After coming here, you shouldin the search box HDFC  Bank Mobile Banking App  By writingSearch You have to click on the option.
  • After clicking, you will see the application which will look like this
  • Now you have toThe app has to be downloaded and installed,
  • After this, you shouldOpen the app will be andAll approvals After giving , hisdashboard will open in front of you, which will look like this –
  • Now here you areMore  You won’t get an option, which you have to click on.
  • Now here you areNo loan section Find, in which youPersonal Loan  You will get an option, on which you have to click,
  • Now here you have to choose the type of personal loan that you want to takeand click on Apply Now option do
  • After clicking, itsApplication Form will open in front of you, which will look like this –
  • Now youStep by step application form to be filled,
  • After this youof KYC Have to do and
  • Finally, you shouldsubmit Have to click on the option after which loan amount your bankin the account which will be deposited for receipt to youwill get which youProtected by printing To be kept etc.

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